hard money Archives - Sharestates

The Rise of Alternative Financing in Real Estate Development and Current Banking Trends

The costly lessons of the Great Recession continue to influence cautious bank lending policies in commercial real estate. Expanded regulation and increasing rates and fees have taken the banking sector’s conservative underwriting of real estate financing to an unprecedented level.

Alternative Financing Answers for Real Estate Developers: Bridge, Hard Money, and Mezzanine Loans

Alternative financing (also known as marketplace lending) is a formative factor in how the US real estate market has evolved since the great financial meltdown of 2008. Real estate construction activity in the country has seen yearly growth since 2009 (US Census Bureau) with alternative financing contributing to the expansion.

The Future of Your Real Estate Development Career: Consistently Raising Capital

Finding capital to fund your real estate projects is one of the greatest challenges in the real estate development business. If you know where to look, you can find capital that is inexpensive, and that comes from a source that supports your business objectives.

Why Hard Money and Bridge Loans Had to Go Online

Hard money loans are alternatives to conventional loans where private funding is secured by the value of the property loaned against. This typically leads to a faster closing for the loan as the lender isn’t as concerned with performing due diligence on the borrower as she is with ensuring the property is a sound risk.

Subscribe Now

Copyright © 2024 Sharestates

We do not currently conduct any business in Alaska, Minnesota, Nevada, North Dakota, South Dakota, Oregon, Utah, and Vermont.

Sharestates is intended only for accredited investors (for persons residing in the U.S.), and for persons residing abroad in jurisdictions where securities registration exemptions apply.

The summary information found on www.Sharestates.com is an overview only. The information here does not constitute an offer to sell or a solicitation of an investment in the projects described herein. No sales of the securities will be made or commitment to purchase accepted until delivery of an offering circular that includes complete information about the issuer and the offering. Prospective investors are strongly encouraged to consult with their tax and legal advisers before making any purchases. Further, all investors should carefully review their relevant offering materials before making a purchase. The offering documents may vary in detail and thus should be reviewed separately for each project.

Sharestates does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are “private placements” of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency, are NOT guaranteed by Sharestates, and MAY lose value.

These materials include forward-looking statements covered by the Private Securities Litigation Reform Act of 1995. Because such statements deal with future events, they are subject to various risks and uncertainties and actual results could differ materially from each issuers current expectations. Although not an exclusive list, forward-looking statements can be identified by words such as anticipates, projects, expects, plans, intends, believes, estimates, targets, and other similar expressions that indicate trends and future events.

While each issuer’s Manager believes the expectations portrayed by the forward-looking statements are reasonable, guarantees of future results, levels of activity, and performance cannot be made. Furthermore no person or entity assumes responsibility for the accuracy of the statements made herein. No person or entity is under an obligation to update any of the forward-looking statements found on this website to conform them to actual results.

Neither the SEC nor any state securities commission or regulatory authority approved, passed upon, or endorsed the merits of these offerings.

Except as otherwise required by law, and only to that extent, neither we nor any person or entity assumes responsibility for the statements found on this website. Sharestates’ services do not constitute crowd funding” as described in Title III of the Jumpstart Our Business Startups Act JOBS Act.

Average projected gross annual returns represent the average projected gross annual return for each funded offering to date. Past performance is no guarantee of future results and may not reflect potential deductions for fees which may reduce actual realized returns. Any historical returns may not reflect actual future performance and any investor on Sharestates may experience different results from those shown. Projected Terms are based upon the anticipated redemption or maturity date of the corresponding project investment. All securities offered on Sharestates involve risk and may result in loss.

Sharestates Investments, LLC is a wholly-owned subsidiary of Sharestates, Inc. that serves as the originating entity for all loans made or arranged pursuant to a California Finance Lenders Law license.

NMLS# 1538766 | AZ Mortgage License Number: BK – 1009613 | CA Mortgage License Number: 60DBO-63030