Marketplace Lending Fall 2017 White Paper

In 1994 Bill Gates said one of the most visionary statements of the last century. “Banking is necessary, banks are not.” So long before crowdfunding became a term there was a necessity for crowdfunding and marketplace lending (MPL).

How the Proposed 2017 Tax Reform Plan Can Affect RECF

While it’s difficult to know for sure what will be included in a final draft of a proposed tax reform plan, let alone one that is passed by Congress and approved by the president, we do have some clues about what may be included in the plan.

Keys to a Successful Refinance on a Real Estate Investment

Changes in the interest rate environment and changes in financial circumstances have made refinancing a fact of life for the active real estate investor. Individual homeowners may be able to stick their head in the sand and steadfastly pay off a 30 year fully amortized mortgage.

What is a Blanket Loan and When Should Investors Use It?

There are a variety of tools and techniques that the savvy real estate investor has under their belt which allows them to adapt and adjust to a range of situations. From understanding how to use a financial calculator to simply knowing the most commonly used terms, experienced investors build a repertoire that is suitable for the specific area of real estate investing they choose to focus on.

How Interest Rates Can Affect Real Estate Lending Guidelines

The Fed has raised interest rates three times since December 2016. The most recent rate hike took the fed funds rate to 1.25 percent on June 14, 2017. Financial experts expect there to be further rate increases in the next couple of years.

Factors to Consider Before Investing in Real Estate Online

Once the real estate investment itch sets in, it’s hard to satisfy it. There are several aspects of investing to consider before plunging into the your first investment property. Establishing an investing budget is the first, and most important.

How Much Does a Credit Score Impact Loan Price and Approval?

While credit scores are important in determining borrower approval for a real estate loan and the price of the loan, credit scores are not the only criteria lenders consider. The loan application process for purchasing real estate depends on the type of property being purchased and the borrower’s goal.

Recapping Orchard Platform’s Alternative Investing Meetup

Sharestates joined up with Orchard Platform, Wunder Capital, Lendit, and SeedInvest on April 25th, 2017 in New York City for the Alternative Investing Meetup (NYC Marketplace Lending Meetup.) Speakers at this meetup were Kevin Shane; Sharestates, Todd Anderson; LendIt, Matt Burton; Orchard, Bryan Birsic; Wunder, and Aaron Kellner; SeedInvest.