An accredited investor is a person eligible to trade in unregistered...
Read more >After-repair value (ARV) is an estimate of the value of...
Read more >The act of pursuing something other than the collateral for...
Read more >Amortization is the spreading of payments over multiple periods. In the...
Read more >An appraisal is an opinion of the value of a property. Generally, an...
Read more >The As-Is Value of a property is an estimate of...
Read more >Auto-Invest is a tool that allows investors to automatically invest...
Read more >A balloon payment is a lump sum payment made at...
Read more >Sharestates uses a bankruptcy remote structure to safeguard its investor...
Read more >See “Sponsor”.
Read more >A Broker’s Price Opinion is the process a hired sales...
Read more >A bridge loan is a short-term loan intended to close the gap between other transactions. It has a couple...
Read more >BRRR is an acronym for Buy, Rehab, Rent, and Refinance....
Read more >An interest rate cap is a risk management tool for...
Read more >The capitalization rate (cap rate) is a metric used to...
Read more >An increase in the price or value of assets.
Read more >A project's capital stack shows the layers of capital invested in...
Read more >CDOM, cumulative days on market, is the total number of...
Read more >This occurs when a Sponsor becomes severely delinquent on a...
Read more >The completion of a transaction involving the sale or exchange...
Read more >Closing costs are the fees paid when the title of...
Read more >Commercial property is real estate developed or acquired for investment purposes....
Read more >Commercial use is a property zoned for commercial or business-related...
Read more >Common equity is the total value of ownership participation invested in a company....
Read more >A contingency clause is a real estate contract element that...
Read more >A guarantee in which a corporation agrees to be held...
Read more >Correspondent lending is the process through which one financial institution...
Read more >A number assigned to a person that indicates their capacity...
Read more >Cross-collateralization uses an asset for collateral on one loan and...
Read more >Crowdfunding is the practice of getting a large group of people...
Read more >Similar to crowd funding, but related to investing. The practice...
Read more >Money that is owed.
Read more >Debt investment refers to an investor lending money to a...
Read more >When a Sponsor fails to repay the Investors. If a...
Read more >The rate at which Sponsors fail to repay the Investors....
Read more >The historical late payment data of a Sponsor. This is...
Read more >A distressed property is either in financial distress or physical...
Read more >DOM stands for Days on Market. The National Association of...
Read more >A draw schedule outlines the payment plan or schedule for...
Read more >Due diligence is the research an individual or organization takes...
Read more >Earnest money is a deposit made by a potential buyer...
Read more >Equity is the value of a property minus the amount...
Read more >Equity investment is the purchasing of rights to share in...
Read more >Investor money kept in the custody of a third party,...
Read more >An escrow is a financial agreement where a third party...
Read more >FDIC stands for Federal Deposit Insurance Corporation. The FDIC will...
Read more >Fix-and-flip is the strategy of purchasing a property, renovating it,...
Read more >The process of taking possession of a property as a...
Read more >Sharestates offers a "grace period" for all its borrowers, which...
Read more >Click here to see our Grading System used to determine...
Read more >Ground-up development is the construction of a real estate asset...
Read more >A hard money loan is a high-risk, high-yield financing option...
Read more >The investment-to-cost ratio (ITC) is the number of investment dollars...
Read more >Lien position, also called lien priority, is the order of...
Read more >The loan-to-cost ratio (LTC) is the number of debt investment...
Read more >The loan-to-value ratio (LTV) is the percentage of a property’s...
Read more >Marketplace lending uses online platforms to connect borrowers with investors...
Read more >A mezzanine loan is debt financing junior to the mortgages...
Read more >Mixed-use property is a type of commercial property that contains...
Read more >A multi-family property is any residential building in which more...
Read more >The return an investor receives each year after Sharestates and...
Read more >See “Ground Up Development”.
Read more >Not meeting the financial requirements of an Accredited Investor. See...
Read more >To be considered a non-U.S person, or foreign person, one...
Read more >Peer-to-peer lending, or P2P lending, is a marketplace lending model...
Read more >A Personal Guarantee is a guarantee in which an individual...
Read more >Preferred equity is any ownership participation with priority over common...
Read more >The return on investment that is projected by the issuer...
Read more >Real estate crowdfunding is the pooling of multiple investors’ money...
Read more >Real estate syndication is the pooling of private individuals’ capital...
Read more >An exemption from the registration requirements mandated by the Securities...
Read more >A property that has a planned renovation or rehabilitation to...
Read more >A REIT, short for Real Estate Investment Trust, is a...
Read more >Updates provided by the Sponsor and Sharestates on each investment...
Read more >Residential property is any building or unit zoned and purposed...
Read more >Retail property is commercial real estate zoned and used for...
Read more >The probability or likelihood of occurrence of losses relative to...
Read more >A market where investors purchase securities or assets from other...
Read more >Senior debt is borrowed money with precedence over any other...
Read more >A debt financing obligation issued by a bank or similar...
Read more >A residential property that stands alone, not connected to any...
Read more >In the real estate crowdfunding industry, borrowers and developers are...
Read more >SSL (Secure Sockets Layer) is the standard security technology for...
Read more >Underwriting is the act of guaranteeing the financial viability of...
Read more >To be considered a U.S. person one must meet the...
Read more >A property that has gone through or is planned to...
Read more >See "Underwriting".
Read more >We do not currently conduct any business in Alaska, Minnesota, Nevada, North Dakota, South Dakota, Oregon, Utah, and Vermont.
Sharestates is intended only for accredited investors (for persons residing in the U.S.), and for persons residing abroad in jurisdictions where securities registration exemptions apply.
The summary information found on www.Sharestates.com is an overview only. The information here does not constitute an offer to sell or a solicitation of an investment in the projects described herein. No sales of the securities will be made or commitment to purchase accepted until delivery of an offering circular that includes complete information about the issuer and the offering. Prospective investors are strongly encouraged to consult with their tax and legal advisers before making any purchases. Further, all investors should carefully review their relevant offering materials before making a purchase. The offering documents may vary in detail and thus should be reviewed separately for each project.
Sharestates does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are “private placements” of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency, are NOT guaranteed by Sharestates, and MAY lose value.
These materials include forward-looking statements covered by the Private Securities Litigation Reform Act of 1995. Because such statements deal with future events, they are subject to various risks and uncertainties and actual results could differ materially from each issuers current expectations. Although not an exclusive list, forward-looking statements can be identified by words such as anticipates, projects, expects, plans, intends, believes, estimates, targets, and other similar expressions that indicate trends and future events.
While each issuer’s Manager believes the expectations portrayed by the forward-looking statements are reasonable, guarantees of future results, levels of activity, and performance cannot be made. Furthermore no person or entity assumes responsibility for the accuracy of the statements made herein. No person or entity is under an obligation to update any of the forward-looking statements found on this website to conform them to actual results.
Neither the SEC nor any state securities commission or regulatory authority approved, passed upon, or endorsed the merits of these offerings.
Except as otherwise required by law, and only to that extent, neither we nor any person or entity assumes responsibility for the statements found on this website. Sharestates’ services do not constitute crowd funding” as described in Title III of the Jumpstart Our Business Startups Act JOBS Act.
Average projected gross annual returns represent the average projected gross annual return for each funded offering to date. Past performance is no guarantee of future results and may not reflect potential deductions for fees which may reduce actual realized returns. Any historical returns may not reflect actual future performance and any investor on Sharestates may experience different results from those shown. Projected Terms are based upon the anticipated redemption or maturity date of the corresponding project investment. All securities offered on Sharestates involve risk and may result in loss.
Sharestates Investments, LLC is a wholly-owned subsidiary of Sharestates, Inc. that serves as the originating entity for all loans made or arranged pursuant to a California Finance Lenders Law license.
NMLS# 1538766 | AZ Mortgage License Number: BK – 1009613 | CA Mortgage License Number: 60DBO-63030